It is a condition of booking that all passengers must have comprehensive travel insurance. Without evidence of valid travel insurance passengers will not be allowed to start the trip.
Whatever policy passengers choose, it should be designed for adventure/overland travel. As such it must cover passengers for adventure activities such as white water rafting, trekking, horse-riding and that the 24 Hour Emergency Assistance Company must be experienced in handling situations in developing countries – for example they have the ability to arrange repatriation from remote areas such as the Sahara or if you were trekking in the Andes. Please double check if passengers have annual travel and/or credit card policies to ensure they have the cover required, as many of these policies are not able to cope with adventure travel to remote areas. We recommend that any policy has the following minimum levels of cover: Medical (incl. repatriation) £5,000,000 Personal Liability £2,000,000 Cancellation and Curtailment £5,000 Loss of Baggage, personal effects, money and other inclusions are down to personal choice.
In the UK we recommend Campbell Irvine for insurance, to obtain a quote click here